Latest News

02 Jul 2026

Welcome to our new website!

Explore our new website and the services available to you.

01 Jul 2026

Five simple ways to build your savings this year

Small steps today can help build a stronger financial future.

30 Jun 2026

Our new online loan application service

Apply for a loan online, whenever and wherever it suits you.

29 Jun 2026

Why choose your local credit union?

Supporting your financial future, every step of the way.

Credit Union loans come with fair rates, no hidden fees, and a friendly face you can trust.

Membership

Become a Member

Putting people before profit

We are a financial co-operative owned and controlled by our members. We provide a friendly, convenient and a secure place to save with access to low cost loans.

Why Join?

Members of BAG Credit Union enjoy many benefits, including:

  • Easy and friendly way to save
  • No hidden charges
  • Competitive loan interest rates
  • Loan Protection and Life Savings Insurance
  • Xmas Saver and Rainy Day accounts
  • Payroll saving with CCBC and ABHB

How Do I Join?

To be eligible for membership of BAG Credit Union, you must be living or working within the common bond area.

We charge an annual membership fee of £5 which is deducted from your account every April, provided there is a balance of over £10 in your account.

To open an account you will need:

  • Valid photo ID (passport or driving licence)
  • Proof of address (bank statement or utility bill dated within the last 3 months)

Our Common Bond

Membership is available to individuals living or working within the BAG Credit Union common bond area. From Ystrad Mynach to Upper Rhymney.

Online Membership Enquiry Form

Please fill in the online membership enquiry form and a member of the team will get back to you. bagcredunion@aol.com 

Alternative Application Option

Alternatively, members can download and complete the membership application form and return it by post, email, or in person.

Membership Benefits Summary

  • Member-owned financial co-operative
  • Access to savings and loan facilities
  • Community-focused lending
  • Competitive loan rates
  • Insurance benefits for eligible members